Hi! It’s Monday, May 13, 2024. Tabapay ended its plans to acquire BaaS platform Synapse; and the CFPB fined Chime $3.25M for delaying refunds to customers who closed accounts; and a report from Visa found that 90% of all stablecoin transactions were facilitated by bots, not humans, suggesting such tokens might be further away from becoming a commonly used means of payment than expected.